Planolitix-Demo
YOUR FINANCIAL DIAGNOSTIC TOOL

The smart
data collector

Planolitix redefines the adviser/client relationship, empowering clients to make more informed decisions about their future in real time, with their Financial Adviser as navigator.

Quick Demo
WHY ADVISERS SHOULD USE PLANOLITIX

The ultimate know your client tool.

Planolitix is a diagnostic analysis tool that uses cashflow modelling to create a graph-based picture of your client’s financial position. 
Not just for right now, but at every stage of life.

Use analysis to improve and
streamline quality advice.

Now there is a tool that takes data collection to the next level. It creates a live, visual representation of a client’s financial world.

The financial modelling not only projects the current situation forwards, but allows for changes in income, housing, family and other anticipated plans over time. The ‘Scenario Builder’ also models alternate projections to stress test different decisions in advance.

Informative graphics make it easier for clients to understand the reasoning behind any advice. This generates trust in the process, improving the adviser/client relationship.

It empowers clients to make more informed decisions about their future with their Financial Adviser as navigator.

Evidence that advice is
suitable and meets regulation.

Regulation is driving change and advisers are looking at ways to meet these new expectations.

While experienced professionals have a good instinct for what a client needs and what product is best suited to meet those needs, they currently have very little process to evidence that their advice is suitable or results in a good outcome for clients. We take the guesswork away.

Planolitix is a new smart way of collecting data, using an online platform that turns a clients financial information into a picture of where they’re heading. Not only does it provide insights into why advice should be taken, it also bridges the gap between collecting information and creating a statement of advice.

One-on-one training. Integrate
Planolitix to your process.

As advisers ourselves we understand that taking on new tools requires training and support. At Planolitix we take this as an opportunity to highlight what makes us different.

It starts by understanding your business practice. We tailor training to work in with your systems and processes, and streamline your operations — for any sector or level of experience.

The training maps out a client journey at each stage of engagement, from initial meeting and data collection, through to analysis, advice creation and annual review. Building an end to end advice process is easy with Planolitix.

The support continues as long as you need it: revisiting complex modelling examples, building out advice templates, looking at compliance requirements — if we can help, we will.

PLANOLITIX FEATURES

Access to everything.

We believe advisers should have access to all features so you can deliver more accurate outcomes for your client. Sections are designed to work with minimal input or be as complex as you need.

Planolitix Overview

Planolitix takes data collection one step further. Using Lifetime Cashflow Modelling to create a graph-based picture of your client’s current financial position and project it forwards.

Client Dashboard

A quick snapshot of a client’s financial picture in one place. Key figures and graphs make it easy to assess a client’s position during meetings or important phone calls.

Income & Lump Sums

Model multiple income streams, or show the impact of changing incomes over time. Include lump sums such as downsizing homes in retirement, or an incoming inheritance.

Expenses & Budgets

Client’s can track their current expenses, or build a new budget to improve their overall financial picture. Include one-off and recurring expenses like car replacements or overseas holidays.

Property & Assets

Property & Assets not only includes the current value, but projects the potential earnings on investments. Show clients what KiwiSaver might be available for their first home, or to retire with.

Mortgage & Projects

Mortgage & Projects not only captures the structure of existing loans, but also includes the ability to model future mortgages for houses or large renovation projects.

Investment Property

Assess the quality of a client’s total investment property portfolio. Each property has its own capital gain and yield assumptions, as well as the ability to update tax assumptions.

Insurances

Analyse a client’s potential life insurance needs and project the impact of a lump sum insurance payout. Client’s and regulators can easily understand the reasoning behind any recommendations.

Cashflow Tables

For the more advanced users, the tables section allows you to check the cashflows data.
 See exactly how each input is dealt with in the software and how it changes from year-to-year.

Advice Template Builder

Built to be fully customised with your company branding and content, connected directly to each client’s Planolitix modelling, streamlining your existing advice process without compromising on quality or compliance.

‘Standard’ & ‘Lite’ Mode

Multiple viewing options gives the best of both worlds. Lite mode is a stripped back version, ideal for initial adviser training, as well as a simple data collection for clients to complete ahead of time before a meeting.

Client Invites

Invite your client in for a simple data collection before a meeting. Take full control over client access with custom ‘Scenarios’ that can be set with individual view and edit permissions.

OUR VISION | MAKING A DIFFERENCE

Our mission is to support the Financial Adviser community and their clients, as well as promote financial literacy initiatives for the wider public and the next generation.

PLANOLITIX TEAM

Planolitix is a software company with a progressive view of how financial services can be delivered. Lifetime Cashflow Modelling, while well established in the international market, is still fairly new to New Zealand. Planolitix moves away from the product-centred approach, focussing instead on understanding an individuals needs based on real data.

Our vision is to create a tool that is accessible for advisers and their clients, as well as the wider public. We believe everyone should have access to strategic financial advice and tools — guiding them to make better financial decisions in this ever-changing financial climate.

Providing quality education and improving financial literacy underpins our values, and we are proud to support the next generation of Financial Advisers studying through Massey University.

Meet the Leadership Team

SUPPORTING FUTURE ADVISERS

We are proud to be providers 
for Massey University students 
doing a ‘Bachelor of Business in Financial Planning & Advice’.

*Course 125.211: The Financial Planning Process
TESTIMONIALS

What advisers are saying.

No matter what industry sector you work in, Planolitix adds value across all different businesses. See our adviser feedback and what their clients are saying.

Insurances

“Planolitix is an incredible value add for my business. My clients love to see their world mapped out, this includes different financial scenarios to help build strategies to achieve their goals. It also goes hand in hand as an outstanding analysis tool for insurance solutions.”

Jaime James
Jaime James Financial & Insurance

Financial Planning

“Planolitix provides us with game-changing data which allows us to draw meaningful insights and actions for our clients. With the size of the NZ financial advice market, I never imagined a tool like this would be available locally.”

James Blair

Lighthouse Financial

Investments

“Planolitix has been essential for communicating with clients, being able to help them with creating a visual roadmap for their future, and measuring the financial impact of different decisions they are thinking about. Planolitix presents so well and is efficient and flexible in what it can do.”

Kieran Sutherland
CIC Financial

Lifetime Cashflow Planning

“Lifetime cashflow modelling should be at the heart of our client advice process. Clients benefit from greater clarity about their financial situation, enabling them to make more informed decisions. Advisers get a client for life.”

John Coltman
Coltman

Adviser Training

Tailored Customer Service

“The personal training I have experienced with the Planolitix team has been invaluable. It’s the foundation of all advice I give now. I’ve never experienced this kind of support in the industry and this has allowed me to really transform as an adviser.”

Shona Mookerjee

Insurance Market NZ

Advisers Clients

Client Feedback

“We wanted to acknowledge how much we enjoy working with you and your team. We found the wider discussion on our financial future valuable and wanted to call out your pragmatic and data driven approach.”

Jane & John (Clients)
Jaime James Financial & Insurance

PROFESSIONAL PLANS / ADVISER

Financial diagnostics
for every adviser’s business.

Choose the right plan so you can collect data smarter
and bring confidence to any financial modelling.

PROFESSIONAL / PLUS
$350 /mo* Includes 1 Adviser (+1 free admin support)

Elevating your business with custom advice.

Features

  • One-on-one Training
  • Personal Information
  • Property & Assets
  • Mortgage & Projects
  • Income & Lump Sums
  • Expenses & Budgets
  • Investment Property
  • Insurances
  • Scenario Builder
  • Client Sign-in
  • Data Reports
  • Advice Template Builder**
*Professional plans are GST exclusive and in NZD.
**Book ‘Advice Builder’ Consultation.
ENTERPRISE / PLUS
$250 per user /mo* For 2+ Advisers (+1 free admin support)

Growing businesses with bigger teams.

Features

  • Includes all features in Professional / Plus
  • Extended Team Training and Ongoing Support
  • Custom Team Creation
  • Single Sign-on Login $POA
  • Segregated Database $POA
  • Advice Template Builder**
*Professional plans are GST exclusive and in NZD.
**Book ‘Advice Builder’ Consultation.

PERSONAL PLANS / PUBLIC

Take control and improve your personal finances.

An effective tool to take the guesswork out of your future finances.

STARTER PLUS
$250 /year* A personal plan to get ahead and improve your household finances.

Features

  • Training Videos
  • Personal Information
  • Property & Assets
  • Mortgage & Projects
  • Income & Lump Sums
  • Expenses & Budgets
  • Investment Property
  • Scenario Builder
  • PDF Report
*Personal plans are GST inclusive and in NZD.
We recommend using Planolitix with the support of an adviser. Let us know if you’d like us to connect you with one. Enquire about our one-on-one strategic Financial Life-Mapping session with an adviser.
PREMIUM
$50 /mo* A personal plan for individuals serious about their property investments.

Features

  • Training Videos
  • Personal Information
  • Property & Assets
  • Mortgage & Projects
  • Income & Lump Sums
  • Expenses & Budgets
  • Investment Property
  • Scenario Builder
  • PDF Report
*Personal plans are GST inclusive and in NZD.
We recommend using Planolitix with the support of an adviser. Let us know if you’d like us to connect you with one. Enquire about our one-on-one strategic Financial Life-Mapping session with an adviser.
PLANOLITIX FAQS

Answers to your questions.

What you need to know about Planolitix.

  • Planolitix is primarily a data collection and analysis tool. There are a number of choices for workflow tools available on the market. We are in talks with a couple of CRM’s that are interested in possibly integrating Planolitix into their systems. If you are an interested in backing your CRM or workflow tools into the software, we are happy to work with CRM’s – contact us and we’ll see what’s possible.

  • Theoretically anything is possible. We are willing to work with CRM providers and engineer data API’s out of Planolitix, but the CRM provider would also have to be willing to work us too.

  • Planolitix is designed with user functionality in mind and we think it’s fairly intuitive. There are detailed information and video buttons throughout the software.

    However, training is important to us. As advisers ourselves we understand that taking on new tools requires training and support. At Planolitix we take this as an opportunity to highlight what makes us different.

    It starts by understanding your business practice. We tailor training to work in with your systems and processes, and streamline your operations — for any sector or level of experience.

    The training maps out a client journey at each stage of engagement, from initial meeting and data collection, through analysis, advice creation and annual review. Building an end to end advice process is easy with Planolitix.

    The support continues as long as you need it: revisiting complex modelling examples, building out advice templates, looking at compliance requirements — if we can help, we will.

  • Ensuring that client’s data is secure is very important to us. We use Amazon Web Services, which are currently the gold standard for security. They are constantly updating to meet new security standards. We are considering dual factor authentication as part of the login process in the future.

    Also within the software, Planolitix administration cannot see any of your clients details.

  • We are always working to improve Planolitix, and value the feedback from our users.

    We recently released the ‘Advice Template Builder’, which can be fully customised with your company branding and content, connected directly to each client’s Planolitix modelling, streamlining your existing advice process without compromising on quality or compliance.

    We have also released a ‘Lite’ mode toggle feature to allow a stripped back version, ideal for initial adviser training, as well as a simple data collection for clients to complete ahead of time before a meeting.